General Takaful

Secure your home, inside, and out with one plan.

HouseOwner and HouseHolder Takaful

Damage or break-ins to your home could leave you and your family with financial and emotional worry. The Etiqa HouseOwner and HouseHolder plan helps you alleviate the cost of replacement and repairs.

What’s Included

Coverage for damages caused by fire, lightning, and domestic explosion.

Reimbursement for damages caused by acts of nature like floods, hurricanes, typhoons, windstorms, and more.

Coverage for damages caused by road vehicles or animals.

Reimbursement for loss of rent up to 10% of your total sum insured.

Coverage for damages caused by bursting, or overflowing of domestic water tanks, apparatus or pipes.

Coverage for theft by actual forcible, and violent entry into the house.

Key Benefits

Etiqa’s video-assisted claims process

With Etiqa’s video-assisted claims process, you can get compensated for minor home damages in minutes instead of days. 

Complete Add On Coverage

Add-ons

• Riot, Strike and Malicious Damage 
• Increase Limit of Liability to the public up to a maximum limit of RM250,000 
• Increase limit for loss of rent 
• Inoccupancy in excess of ninety (90) days 
• Theft without actual forcible and violent breaking into and/or out excluding theft by domestic servants or member of family/household 

This takafu certificate is underwritten by Etiqa General Takaful Berhad (Registered under Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia).